Cashflow

Credit Clearing and the Missing Middle, Part 1: The global economy feels dominated by large corporate players and financial institutions, while at the grassroots, small and medium-sized enterprises (SMEs) have to navigate an obstacle course of tight credit conditions, cashflow challenges, and uncertain demand. Yet these smaller businesses collectively represent 99. …

Late payments don’t just hurt individual businesses Late payments are sometimes viewed as a minor inconvenience, a simple delay that businesses can manage with a bit of financial juggling. The reality however, is that late payments have far-reaching impacts that extend beyond the immediate frustration of cashflow issues. In tightly interconnected local economies like Merseyside, these delays can cause significant knock-on disruptions, affecting not only the individual businesses involved but also the wider community. …